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Capital

YouLend

Embedded finance provider offering revenue-based financing through platforms and payment companies.

Last reviewed: 2026-05-17

What they offer

  • Revenue-based financing
  • Embedded capital
  • Partner distribution model

Integration model

White-label or partner-distributed capital with provider handling underwriting/capital infrastructure.

Best for

  • Platforms with merchant sales data
  • International embedded capital programs
  • Payment partners looking for financing revenue

Not for

  • Pure invoice/net-terms use cases
  • Very early platforms without transaction volume

Catches

  • Geography and product coverage must be validated
  • Partner economics vary
  • Not a generic payments/card issuing provider

Pricing / economics

requires quote

Public pricing is incomplete or not enough for deal comparison. Treat exact fees, rev share, liability, minimums, and eligibility as quote-required.

  • origination fee or rev share
  • cost of capital
  • servicing fee
  • loss/repurchase exposure
  • minimum volume/eligibility thresholds

Provider contact

needs verified contacthttps://www.youlend.com/contact-us

Start via partner contact form. Verify a direct partnerships/sales contact before automating outreach.

Geographies

  • UK
  • Europe
  • US
  • selected markets

Capital diligence

Sources