Capital
Parafin
Embedded capital platform focused on white-label financing for platforms and marketplaces.
Last reviewed: 2026-05-17
What they offer
- •Merchant capital
- •White-label embedded financing
- •Risk and servicing infrastructure
Integration model
Partner-led white-label integration; deeper platform/data work than processor-native capital.
Best for
- •Large platforms with rich merchant data
- •White-label capital programs
- •Platforms that want financing without carrying the balance sheet
Not for
- •Tiny platforms with thin data
- •Teams needing a same-week launch
- •Invoice-first B2B financing
Catches
- •Requires enough scale/data to be attractive
- •Implementation is more involved
- •Vendor diligence matters because merchant experience carries platform brand
Pricing / economics
requires quotePublic pricing is incomplete or not enough for deal comparison. Treat exact fees, rev share, liability, minimums, and eligibility as quote-required.
- •origination fee or rev share
- •cost of capital
- •servicing fee
- •loss/repurchase exposure
- •minimum volume/eligibility thresholds
Provider contact
needs verified contacthttps://www.parafin.com/contactStart via partner contact form. Verify a direct partnerships/sales contact before automating outreach.
Geographies
- •US
Compare against
Capital diligence
Sources