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Provider directory

Embedded finance provider profiles

Structured notes on what each provider offers, who they fit, where they are weak, and which alternatives to compare.

Accounts WalletsCapitalCardsGlobal Money MovementPaymentsPayouts PayrollRisk Compliance

Stripe Capital

2026-05-17

Native working-capital product for businesses already processing on Stripe.

CapitalPayments

Shopify Capital

2026-05-17

Native capital product for Shopify merchants with repayment tied to store sales.

CapitalPayments

Parafin

2026-05-17

Embedded capital platform focused on white-label financing for platforms and marketplaces.

Capital

YouLend

2026-05-17

Embedded finance provider offering revenue-based financing through platforms and payment companies.

Capital

Lendflow

2026-05-17

Embedded lending infrastructure and lender marketplace for routing businesses to financing products.

CapitalRisk Compliance

Kanmon

2026-05-17

Embedded financing infrastructure for vertical SaaS and B2B platforms.

Capital

OatFi

2026-05-17

B2B payments and working-capital infrastructure focused on terms, receivables, and business workflows.

CapitalAccounts Wallets

Marqeta

2026-05-17

Modern card issuing platform for debit, prepaid, credit, and commercial card programs.

Cards

Stripe Issuing

2026-05-17

Card issuing API inside Stripe for creating and managing commercial card programs.

CardsPayments

Unit

2026-05-17

Banking-as-a-service platform for accounts, cards, payments, and money movement.

Accounts WalletsCards

Treasury Prime

2026-05-17

Embedded banking platform connecting companies with banks for accounts and money movement.

Accounts WalletsPayments

Checkr

2026-05-17

Background-check and workforce screening platform, often adjacent to worker onboarding and trust/safety workflows.

Risk Compliance

Persona

2026-05-17

Identity verification and KYC/KYB platform for onboarding, fraud prevention, and compliance workflows.

Risk Compliance

Alloy

2026-05-17

Identity decisioning platform for onboarding, KYC/KYB, fraud, and transaction monitoring workflows.

Risk Compliance

Wise Platform

2026-05-17

Infrastructure for international money movement, multi-currency accounts, and cross-border payments.

Global Money MovementPayments

Airwallex

2026-05-17

Global payments and financial infrastructure platform for business accounts, FX, cards, and cross-border payments.

Global Money MovementAccounts WalletsCards

Check

2026-05-17

Embedded payroll infrastructure for platforms adding payroll products.

Payouts Payroll